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(MENAFN - GlobeNewsWire - Nasdaq) Sampo plc, stock exchange release, 27 October 2025 at 8:30 am EET Sampo plc's share buybacks 24 October 2025 On 24 October 2025, Sampo plc (business code ...
(MENAFN - EIN Presswire) EINPresswire/ -- The global retail and food service industries are at an inflection point. Driven by unprecedented labor shortages, escalating operational costs, and the ...
(MENAFN - EIN Presswire) EINPresswire/ -- A new paper from researchers at The Ohio State University's Department of Civil, Environmental and Geodetic Engineering (CEGE) has redefined how the world ...
(MENAFN - EIN Presswire) EINPresswire/ -- Allied Market Research recently published a report on the thermal spray coating market, which highlights the various aspects of the industry. As per the ...
Understanding zkSNARKs: A Quick Guide to Zero-Knowledge Proofs In the rapidly evolving landscape of blockchain technology and cryptography, zkSNARKs (Zero-Knowledge Succinct Non-Interactive Arguments of Knowledge) have emerged as a groundbreaking tool for enhancing privacy and scalability in decentralized systems. While the concept may seem daunting at first, understanding zkSNARKs is essential for anyone interested in [...]
PORT-OF-SPAIN, Trinidad and Tobago (AP) — A U.S. warship docked in Trinidad and Tobago 's capital Sunday as the Trump administration boosts military pressure on neighboring Venezuela and its President Nicolás Maduro.
Setting new standards in responsible innovation, CSL's Broadmeadows facility blends Pharma 4.0TM principles with sustainable design to transform plasma manufacturingBROADMEADOWS, AUSTRALIA, Oct. 26, 2025 /PRNewswire/ -- CSL's base fractionation facility in Broadmeadows, Australia has been recognised as the Overall Winner of the 2025 Facility of the Year Award (FOYA) by the International Society for Pharmaceutical Engineering (ISPE). Purpose-built to optimise the production of plasma-derived therapies for conditions such as immunodeficiencies, neurological disorders, and burns, the Broadmeadows facility combines cutting-edge technologies with a pioneering hybrid manufacturing platform. Key features include advanced ...Full story available on Benzinga.com
SINGAPORE, Oct. 26, 2025 /PRNewswire/ -- impress.ai today announced the launch of Savos, a revolutionary AI-powered hiring ally designed to solve one of the most pressing challenges in modern recruitment: disconnected hiring. Savos is a sophisticated multi-agent system that seamlessly...
For Japan's new leader, the key to connecting with Trump could be a Ford F-150 truck
Discovery: The Journey of Knowledge In a world marked by rapid change and technological advancement, discovery stands as the quintessential driver of human progress. From the dawn of civilization to the digital age, the journey of knowledge has been shaped by the insatiable curiosity of individuals and the collective efforts of communities. This article explores [...]
This week’s Hometown MVP takes us to North Andover, and is all about a young man who may be the busiest guy in town.From hard hits to singing hits, the future is bright for Alex Phillips.“I’m a very outgoing and determined person,” Phillips said.You can describe Phillips in a lot of ways. He’s definitely tough, really strong and a leader.“I have to lead by example,” Phillips, a senior football captain said.He’s a multisport athlete. He also throws discus and the shot put.The thing about Phillips is that you really can’t keep him in a box.He’s in the school choir and even sings the national anthem before his own games.“I just love the fact that I get to make people think and feel something,” he said.It’s not just signing. He auditioned at the Actors Studio of Newburyport and landed a role.“As a football player, you’re supposed to be this big macho guy, uniform’s on and when he takes that off, he’s just this well-rounded, artistic kid,” North Andover High Head Coach Matt Cerullo said.He gives back to the community as well, donating his time to a leadership program called Core 4.“I think Al one day will be the eventual mayor of North Andover,” Cerullo said.But right now, he’s just thinking about college.“I will work my way to get there because that is my dream, is to play football at the collegiate level,” he said.Phillips recently got his first offer from Saint Lawrence University — and more are surely on the way.
Al-Hammadi was convicted of committing an "indecent act" and possessing drugs by a Houthi-run court, a verdict that the actresses' lawyer says was "marred...
For Japan's new leader, the key to connecting with Trump could be a Ford F-150 truck
Argentina’s libertarian President Javier Milei has won decisive victories in key districts across the country in midterm elections. He clinches a crucial vote of confidence that strengthens his ability to carry out his radical free-market experiment with billions of dollars...
President Javier Milei’s party won Argentina’s midterm vote Sunday, a result that will give the libertarian leader a stronger foothold in Congress as he seeks to pass major reforms to boost the nation’s beleaguered economy.
(MENAFN - GlobeNewsWire - Nasdaq) The market for wind turbine pitch and yaw drives in the U.S. is expected to grow at a compound annual growth rate (CAGR) of 7.10% to reach USD 1.72 billion by ...
The famous Tycho supernova of 1572, witnessed by Danish astronomer Tycho Brahe, didn't explode in empty space as has been assumed. New analysis reveals it detonated inside a planetary nebula, the ghostly shell of gas expelled by an earlier dying star. The evidence lies in two "ear" shaped structures that were sticking out from the remnant's main shell, matching similar features in three other supernovae previously identified as explosions within planetary nebulae. This discovery supports the "core-degenerate" model where a white dwarf star merges with a companion star's core, with the explosion occurring hundreds of thousands of years later while the nebula remains intact. Most strikingly, if Tycho follows this pattern, it suggests that 70-90% of normal Type Ia supernovae may actually be supernovae inside planetary nebulae!
A fighter jet and a helicopter based off the aircraft carrier USS Nimitz both crashed into the South China Sea within 30 minutes of each other on Sunday afternoon, the Navy's Pacific Fleet said. The three crew members of the MH-60R Sea Hawk helicopter were rescued, and the two aviators...
Ultrafast Laser Technique Halts Quantum Motion in Groundbreaking Experiment In a groundbreaking experiment that marks a significant advancement in the field of quantum physics, researchers have successfully employed an ultrafast laser technique to effectively halt quantum motion. This unprecedented achievement not only challenges long-established principles of quantum mechanics but also opens up new avenues for [...]
NHL insider Elliotte Friedman is reporting that the Vancouver Canucks have contacted the Boston Bruins about Pavel Zacha. Friedman believes these talks actually go back months and that Zacha might be open to joining the Canucks.
Barcelona star Raphinha has on Sunday again made clear his unwavering commitment to the cause in Hansi Flick’s squad.This comes by way of his attendance at the club’s latest outing.Barcelona are o...
The main wreckage of a cargo plane that veered off a Hong Kong runway and plunged into the sea has been recovered.
How to bet San Francisco 49ers vs. Houston Texans in NFL Week 8
Treasury Secretary Scott Bessent — whose net worth is estimated at more than $500 million — on Sunday said he was sharing in the pain of the farm export crisis as a soybean farmer himself.Why it matters: China has cut off purchases of U.S. soybeans amid the trade war, depriving farmers of their...
Bitcoin Bid, XRP Retakes 200-Day Average as Fed Rate Cut Looms; 'Mag 7' Earnings, Trump-Xi Summit EyedMajor cryptocurrencies are trading higher ahead of a busy week featuring key Federal Reserve and Bank of Japan rate decisions alongside earnings reports from influential Mag 7 stocks.What to...
The Bank of Canada is widely expected to cut interest rates again this week, with the fragile business climate and a new bout of trade uncertainty predicted to outweigh concerns about an uptick in inflation.After months on the sidelines, the central bank resumed monetary policy easing last month,...
The retrofitted aircraft is said to have 25% more premium capacity across Flagship Suites and premium economy cabins.
Warren fulfills lifelong dream, makes NHL debut for hometown Islanders NHL.comLong Island Native Marshall Warrens Notches Assist In NHL Debut With Hometown Islanders YahooFormer Wild Prospect Skates In First NHL Game With New York The Hockey NewsIslanders Matinee: Warren’s story continues in Philly Lighthouse HockeyIslanders’ Marshall Warren to make NHL debut on Oct. 25 Daily Faceoff
Sturbridge Police are searching for missing man Jordan Murray, last seen near Hobbs Brook Plaza on October 24.
Vancouver, WA October 26, 2025 --(PR.com)-- ETC Mining, a global cloud computing platform focused on clean-energy operations, today announced the launch of a new mobile app designed to provide users with a more convenient way to participate in cloud mining. Through this mobile tool, users can manage mining contracts anytime and anywhere, monitor computing performance in real time, and track revenue.Meeting Global Demand for Green Cloud MiningThe launch of this mobile app follows growing global interest in blockchain and sustainable mining models. As major digital assets such as XRP, BTC, and ETH continue to attract attention as part of ...Full story available on Benzinga.com
US and China agree framework of trade deal ahead of Trump-Xi meetingThe US and China have agreed the framework of a potential trade deal that will be discussed when their respective leaders meet later this week, the US trade secretary has said.Scott Bessent told the BBC's US news partner CBS...
Russia is trying "to inflict as much damage as possible on ordinary life," said Ukraine's president, Volodymyr Zelensky.
Some storylines to watch ahead of this evening's game.
Michael Bisping has called for changes in the UFC following an eye poke that stopped Tom Aspinall’s heavyweight title defence, leaving the main event without a clear result.
Perissos Private Wealth Management LLC lifted its position in Invesco QQQ (NASDAQ:QQQ – Free Report) by 3,540.2% during the second quarter, HoldingsChannel.com reports. The fund owned 19,038 shares of the exchange traded fund’s stock after purchasing an additional 18,515 shares during the period. Invesco QQQ makes up approximately 8.3% of Perissos Private Wealth Management LLC’s [...]
Oppenheimer Asset Management Inc. boosted its holdings in shares of Emerson Electric Co. (NYSE:EMR – Free Report) by 2.3% during the 2nd quarter, according to its most recent filing with the Securities and Exchange Commission. The firm owned 170,725 shares of the industrial products company’s stock after purchasing an additional 3,844 shares during the quarter. [...]
Atlatl Advisers LLC reduced its position in shares of Canadian Pacific Kansas City Limited (NYSE:CP – Free Report) (TSE:CP) by 30.6% in the 2nd quarter, Holdings Channel.com reports. The firm owned 3,055 shares of the transportation company’s stock after selling 1,350 shares during the quarter. Atlatl Advisers LLC’s holdings in Canadian Pacific Kansas City were [...]
New Hampshire Trust grew its holdings in shares of QUALCOMM Incorporated (NASDAQ:QCOM – Free Report) by 1.5% in the 2nd quarter, Holdings Channel reports. The fund owned 20,755 shares of the wireless technology company’s stock after acquiring an additional 314 shares during the period. New Hampshire Trust’s holdings in QUALCOMM were worth $3,305,000 as of [...]
Forum Financial Management LP boosted its holdings in shares of Illinois Tool Works Inc. (NYSE:ITW – Free Report) by 20.0% during the second quarter, according to the company in its most recent filing with the Securities & Exchange Commission. The institutional investor owned 1,861 shares of the industrial products company’s stock after buying an additional [...]
New Hampshire Trust decreased its position in Walmart Inc. (NYSE:WMT – Free Report) by 1.9% in the 2nd quarter, HoldingsChannel reports. The institutional investor owned 43,231 shares of the retailer’s stock after selling 841 shares during the period. New Hampshire Trust’s holdings in Walmart were worth $4,227,000 at the end of the most recent reporting [...]
New Hampshire Trust decreased its holdings in Illinois Tool Works Inc. (NYSE:ITW – Free Report) by 1.5% in the second quarter, according to its most recent Form 13F filing with the Securities & Exchange Commission. The firm owned 4,460 shares of the industrial products company’s stock after selling 67 shares during the quarter. New Hampshire [...]
Leavell Investment Management Inc. trimmed its stake in iShares Core S&P Small-Cap ETF (NYSEARCA:IJR – Free Report) by 11.3% during the 2nd quarter, according to its most recent 13F filing with the Securities and Exchange Commission (SEC). The fund owned 37,482 shares of the exchange traded fund’s stock after selling 4,760 shares during the period. [...]
Leavell Investment Management Inc. raised its stake in GE Aerospace (NYSE:GE – Free Report) by 20.7% in the second quarter, according to the company in its most recent disclosure with the Securities & Exchange Commission. The institutional investor owned 15,697 shares of the company’s stock after purchasing an additional 2,696 shares during the quarter. Leavell [...]
Sage Mountain Advisors LLC decreased its position in Illinois Tool Works Inc. (NYSE:ITW – Free Report) by 10.2% during the second quarter, according to the company in its most recent disclosure with the SEC. The firm owned 2,451 shares of the industrial products company’s stock after selling 278 shares during the quarter. Sage Mountain Advisors [...]
Arnold Schwarzenegger urges California to vote against Gavin Newsom's newly drawn congressional district maps. Schwarzenegger also responds to the growing embrace of Nazis in U.S. politics.
New Hampshire Trust lessened its holdings in Wells Fargo & Company (NYSE:WFC) by 4.0% during the second quarter, Holdings Channel reports. The fund owned 6,785 shares of the financial services provider’s stock after selling 280 shares during the period. New Hampshire Trust’s holdings in Wells Fargo & Company were worth $544,000 as of its most [...]
New Hampshire Trust lessened its stake in Norfolk Southern Corporation (NYSE:NSC – Free Report) by 8.4% in the 2nd quarter, according to the company in its most recent filing with the SEC. The institutional investor owned 3,941 shares of the railroad operator’s stock after selling 363 shares during the quarter. New Hampshire Trust’s holdings in [...]
Atlatl Advisers LLC acquired a new stake in Vanguard Mid-Cap ETF (NYSEARCA:VO – Free Report) in the 2nd quarter, Holdings Channel reports. The firm acquired 746 shares of the company’s stock, valued at approximately $209,000. Other hedge funds also recently modified their holdings of the company. Headlands Technologies LLC bought a new stake in shares [...]
Atlatl Advisers LLC reduced its stake in shares of ASML Holding N.V. (NASDAQ:ASML – Free Report) by 6.1% during the 2nd quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission (SEC). The firm owned 584 shares of the semiconductor company’s stock after selling 38 shares during the [...]
Perissos Private Wealth Management LLC raised its holdings in JPMorgan Ultra-Short Income ETF (NYSEARCA:JPST – Free Report) by 17.4% in the second quarter, according to the company in its most recent disclosure with the SEC. The fund owned 99,976 shares of the company’s stock after buying an additional 14,798 shares during the quarter. JPMorgan Ultra-Short [...]
New Hampshire Trust grew its position in Lockheed Martin Corporation (NYSE:LMT – Free Report) by 2.6% during the 2nd quarter, according to the company in its most recent disclosure with the Securities & Exchange Commission. The institutional investor owned 3,469 shares of the aerospace company’s stock after acquiring an additional 88 shares during the period. [...]
Perissos Private Wealth Management LLC cut its holdings in First Trust Rising Dividend Achievers ETF (NASDAQ:RDVY – Free Report) by 2.8% in the second quarter, HoldingsChannel.com reports. The institutional investor owned 31,529 shares of the company’s stock after selling 912 shares during the quarter. First Trust Rising Dividend Achievers ETF comprises approximately 1.6% of Perissos [...]
New Hampshire Trust lessened its holdings in shares of FedEx Corporation (NYSE:FDX – Free Report) by 27.1% during the 2nd quarter, HoldingsChannel reports. The firm owned 1,307 shares of the shipping service provider’s stock after selling 487 shares during the period. New Hampshire Trust’s holdings in FedEx were worth $297,000 at the end of the [...]
New Hampshire Trust raised its holdings in shares of Verizon Communications Inc. (NYSE:VZ – Free Report) by 4.3% in the second quarter, HoldingsChannel reports. The institutional investor owned 16,919 shares of the cell phone carrier’s stock after purchasing an additional 697 shares during the quarter. New Hampshire Trust’s holdings in Verizon Communications were worth $732,000 [...]
New Hampshire Trust reduced its holdings in shares of Air Products and Chemicals, Inc. (NYSE:APD – Free Report) by 1.4% in the 2nd quarter, HoldingsChannel.com reports. The institutional investor owned 5,129 shares of the basic materials company’s stock after selling 71 shares during the period. New Hampshire Trust’s holdings in Air Products and Chemicals were [...]
Oppenheimer Asset Management Inc. grew its stake in shares of SPDR Bloomberg 1-3 Month T-Bill ETF (NYSEARCA:BIL – Free Report) by 9.1% in the second quarter, according to its most recent disclosure with the SEC. The fund owned 2,349,976 shares of the company’s stock after buying an additional 195,144 shares during the period. SPDR Bloomberg [...]
Oppenheimer Asset Management Inc. purchased a new position in iShares MSCI USA Momentum Factor ETF (BATS:MTUM – Free Report) during the 2nd quarter, HoldingsChannel.com reports. The firm purchased 77,223 shares of the company’s stock, valued at approximately $18,558,000. Several other hedge funds have also recently added to or reduced their stakes in MTUM. Mullooly Asset [...]
New Hampshire Trust lowered its position in shares of The Walt Disney Company (NYSE:DIS – Free Report) by 52.7% during the 2nd quarter, according to its most recent disclosure with the Securities & Exchange Commission. The institutional investor owned 2,798 shares of the entertainment giant’s stock after selling 3,119 shares during the quarter. New Hampshire [...]
Perissos Private Wealth Management LLC lifted its holdings in Schwab US Dividend Equity ETF (NYSEARCA:SCHD – Free Report) by 2.4% during the 2nd quarter, HoldingsChannel reports. The fund owned 25,945 shares of the company’s stock after acquiring an additional 608 shares during the quarter. Perissos Private Wealth Management LLC’s holdings in Schwab US Dividend Equity [...]
New Hampshire Trust boosted its position in United Parcel Service, Inc. (NYSE:UPS – Free Report) by 28.5% during the 2nd quarter, according to the company in its most recent Form 13F filing with the SEC. The institutional investor owned 2,790 shares of the transportation company’s stock after acquiring an additional 618 shares during the period. [...]
New Hampshire Trust acquired a new stake in Schwab US Broad Market ETF (NYSEARCA:SCHB – Free Report) during the 2nd quarter, HoldingsChannel.com reports. The institutional investor acquired 12,798 shares of the company’s stock, valued at approximately $305,000. Several other large investors also recently modified their holdings of SCHB. Annis Gardner Whiting Capital Advisors LLC bought [...]
BBC Sport tracks all the manager ins and outs in the Premier League, Scottish Premiership, Women's Super League, English Football League and National League.
This story was originally published by CPR and COLab. Over the last several months, Nicholas Pierce’s work as an asylum, refugee and deportation defense lawyer on the Front Range has meant playing catch-up. The immigration policies and orders that seem...
Houston police are asking for help after four people were shot, one of them fatally, early Sunday morning.
A pair of rapscallions scaled a fence and made their way onto ESPN's College GameDay set
Chris Streveler may have paid a high price for starting the Winnipeg Blue Bombers’ final regular-season game on Saturday.
As the Green Bay Packers prepare to face the Pittsburgh Steelers on Sunday night, the spotlight isn’t just on the matchup itself—it’s on Aaron Rodgers, the veteran quarterback who once called Lambeau Field home.
The Haunt at Camp Slaughter is utilizing 18 acres of the property at William H. Pouch Scout Camp.
Farm owner Bessent on soybean crisis: "I have felt this pain too" AxiosView Full Coverage on Google News
HOLLAND — As part of Hope College’s celebrations marking the 1,700th anniversary of the Nicene Creed, the Hope College Orchestra will present a special Hymn-Sing concert on Friday, Nov. 7, at 7 p.m. in the Jack H. Miller Center for...
Beijing-based Noetix Robotics unveiled the affordable Bumi humanoid robot at $1,400, designed for education and home use with capabilities like walking, running, dancing, voice interaction, and AI learning. This challenges high-end competitors and could democratize robotics, accelerating adoption in schools and businesses despite ethical concerns over job displacement.
A woman was stabbed to death during a dispute outside of a Bronx bar and lounge on early Sunday morning, police reported. According to police sources, the deadly incident unfolded outside of the Mama Dora Bar and Lounge located at 28 East Kingsbridge Road at around 4:10 a.m. on Oct. 26. Cops say a group... Read More
Stealth is a cornerstone of US military dominance, but new radar technology could be about to make a huge leap forward, leaving the US in the lurch.
The DraftKings promo code for NFL Week 8 games unlocks a bet $5, win $300 bonus on games like Giants-Eagles and Broncos-Cowboys.
Plus, find out the best 65-inch TV for sports and home theater.
To grow spiritually, we need to be connected to the ONE who gives us life, the ONE who has called us to fruitfulness, the ONE who prunes us so we might bear more fruit, and the ONE who abides in us and we in him.
“It allows us to keep phones and fans charged all weekend!”
The Leeds County Detachment of the Ontario Provincial Police (OPP) is currently investigating a fatal collision involving a pedestrian on Highway 15 near the village of Elgin in the Township of Rideau Lakes. On Saturday, October 25, 2025, shortly after 9:00 p.m., Leeds OPP received reports that a pedestrian was struck by a moving vehicle travelling southbound. The pedestrian, a 43-year-old man of Kingston, was pronounced deceased at the scene. The vehicle is described as an SUV; the driver was not injured. The OPP East Region Traffic Incident Management and Enforcement (TIME) team is assisting with the investigation. This includes...
No. 11 Morningside trounced No. 23 Concordia at home on Saturday, relying on its defense and another big day from the Mustang passing game.
Galaxy XR Gets Bootloader Unlocking Support, Thanks Samsung findarticles.comSamsung’s big answer to the Apple Vision Pro is here. I got to try it CNNIntroducing Galaxy XR, the first Android XR headset blog.googleSamsung Galaxy XR vs Apple Vision Pro: Comparing specs and price MashableSamsung and Google Told Me What Upcoming Smart Glasses Could Bring CNET
Households would ‘inevitably feel the impact’ of a surtax on business rates, say retailers in letter to the chancellorFood prices in the UK could climb even further if the chancellor raises taxes on supermarkets at the next budget, the industry has warned.Supermarket bosses, including those at Tesco, Asda, Sainsbury’s and Morrisons, have said in a letter to Rachel Reeves that households would “inevitably feel the impact” of potential tax rises on the sector. Continue reading...
Russia has tested a new nuclear-capable cruise missile, moving closer to deploying it, according to President Vladimir Putin. The Burevestnik missile, which has been in development for years, reportedly covered 8,700 miles in a key test last Tuesday. Putin claims...
For now, AI has likely not come for your job. That’s not to say people aren’t worried.
Russian Direct Investment Fund CEO and Special Presidential Envoy on Foreign Investment and Economic Cooperation Kirill Dmitriev, who is currently in the United States, said on Sunday that the US admi...
MSNBC Claims Trump Wants To Use Military As Private Army To Kill Americans Authored by Steve Watson via Modernity.news,MSNBC platformed a deranged staff writer for the Atlantic who claimed that President Trump is going to use the military to kill anyone he pleases, including Americans.As we...
"I opened the online gallery and I just thought, ‘Whose kids are they?!’" mom Paige Higgins from the U.K. told Newsweek.
The EV world has always had a flair for drama. Tesla (TSLA) was able to build its empire on it, becoming part of Silicon Valley's spectacle, part of Detroit's disruption. However, 2025 feels different, as the buzz around Elon Musk’s EV behemoth has shifted from market control to doubt, with...
With the cost of health insurance set to rise, some Americans are asking a surprising question: Is it actually cheaper to get medical care without it?The short answer: Sometimes. But not often. And it may require a little — or a lot — of homework. Some hospitals and clinics offer self-pay or cash only discounts for patients who pay without insurance, skipping the paperwork and administrative fees that come with having coverage. Hospitals are required by federal law to make their discounted cash prices publicly available online. An allergy test or an X-ray, for example, may be a few hundred dollars cheaper this way, especially for people with high deductible plans. Nonprofit hospitals must provide charity care, which is free or discounted, to people who can’t afford it, even for those with insurance.But paying outside of health insurance means that cost doesn’t count toward your deductible or out-of-pocket limit — and if you end up needing more medical visits than expected, you could wind up worse off financially.“You have to be really careful,” said Stacie Dusetzina, a health policy professor at Vanderbilt University in Nashville, Tennessee. “The price that you pay with cash, even if they give you some sort of advertised discount, can be more than what you might actually pay through health insurance overall.”health careJun 23Health insurers promise changes to prior authorization process. What to knowHealth & ScienceJun 20Taking on goliath: brain surgeon's clash with UnitedHealthcare shows insurer's hardball tacticsThe question of whether to opt out of insurance and pay in cash is surfacing as many Americans are expected to face higher premiums next year. Enhanced subsidies, which kept Affordable Care Act premiums lower for many middle-class people, are set to expire at the end of the year without action from Congress. Premiums for people who get their health insurance through their jobs or outside the ACA are also expected to rise next year.Some ACA enrollees are debating whether to drop their coverage entirely — a decision that experts warn could leave them exposed to major medical bills if an unexpected emergency hits. “If you like Russian roulette, then you’ll like to approach health care this way,” said Michele Johnson, executive director of the Tennessee Justice Center, a law firm and nonprofit advocacy group that helps people dispute medical bills. Johnson said “part of the fallacy is that as American consumers, we’re all about, ‘How do I bargain the best deal?’”“Health care is not this way,” she said. “If you’re healthy, you’re basically pushing all the chips out onto the table in hopes that you basically will mostly be healthy.”Losing benefitsInsurance, for all its frustrations, can provide crucial protections: caps on out-of-pocket costs, access to negotiated rates and free preventive care, such as cancer screenings, annual physicals and routine vaccinations.For non-emergency care, a doctor or hospital may require the patient who isn’t using insurance to pay the entire cost upfront or see a different provider, said Erin Duffy, director of research training at the USC Schaeffer Center for Health Policy and Economics.“It does seem risky,” Duffy said. “If you were thinking that you could keep going to the primary care doctor that you’d go to when you were insured, you might find that there’s different financial obstacles.”For those who are healthy, paying in cash can be a smart move for predictable, lower cost-services — such as an X-ray or CT scan, Dusetzina said.“This comes up all the time in the prescription drug world,” Dusetzina said. “People will often fill generic drugs out of pocket because it happens for them to be cheaper to do that than paying with health insurance in some cases.”But patients wouldn’t have access to their insurer’s negotiated rate — the amount an insurance company agrees to pay for a medical service, Dusetzina said. Even if people haven’t reached their deductibles, they still get the negotiated rate, which might be cheaper than paying cash. And whatever they pay wouldn’t go toward their deductible or out-of-pocket limit. “What has historically happened is, if you went to a medical site and you wanted to pay in cash, the price that they start with is often twice as high or more than what the health insurance price would be,” she said. “So, you do lose the benefit of having a negotiated rate going without health insurance.”A person’s savings can disappear fast if something unexpected happens, Johnson said. Emergency room visits, hospital stays or surgeries — even at discounted rates — can cost tens of thousands of dollars. Uninsured patients are billed the full amount. It’s generally not possible to sign up for health coverage after an emergency has already happened, she said. There’s also a narrow period to enroll; in most states, ACA enrollment is Nov. 1 through Jan. 15. Open enrollment for people who get health insurance through their jobs is generally around the same time.“That’s the only time you can sign up until the next year, so essentially, you’re left holding the bag, not just for emergency visits, but for all the follow-up care,” she said. Johnson said that before people even think about negotiating care with a doctor or provider, they must first check if they have a federally qualified health center nearby. The health clinics receive federal grants to provide low-cost care to underserved populations, including the underinsured and the uninsured. “If you need primary care, you can often get primary care at a federally qualified health center,” she said. If specialty care is needed, doctors may negotiate, but they often require people to pay the full amount upfront, Johnson said. If you want to get an idea of how much you could pay, websites like Turquoise Health show the average cash price hospitals may charge for certain medical procedures. If you do get a lower rate from a doctor, the process might not end there, Johnson said. Depending on how complicated the medical procedure is, you may need to get an agreement with the entire health care team involved.“Even if you have a doctor who says, ‘I will do this for you,’ then somehow you have to get an anesthesiologist to do it, and you have to get labs to do it, and you have to get nurses doing it as well,” she said.Duffy said to call the billing office and “ask really specific questions about when you would have to pay, what are the full range of options for both assistance and payment plans that could be helpful to someone who’s uninsured or lower income or just facing a bill you might not be able to pay all at once.”For those in need of emergency care or hospital care, Duffy noted, there is a federal law — the Emergency Medical Treatment and Labor Act — which requires Medicare-participating hospitals to provide care to anyone who comes to the emergency department, regardless of their ability to pay. After that, the person may be able to negotiate with the hospital or provider, or get a payment plan. None of these strategies are particularly useful for people who are not healthy and are likely to use a high amount of health care, said Lawrence Gostin, director of the O’Neill Institute for National and Global Health Law at Georgetown University.“The self-pay option will be most attractive to the healthy and well-off patient, who may forgo adequate health insurance,” he said.
Chipmakers like Nvidia, Broadcom, and AMD use stock-based pay to retain employees amid the AI boom.- Stock payouts, which vest over time, incentivize employees to stay longer at these companies.- Nvidia, Broadcom, and AMD's stock values have surged, making RSUs highly lucrative for...
New Hampshire State Police Donald Trump continues to order strikes on boats carrying supposed drug traffickers in the Carribean and the Pacific, killing an estimated 43 people so far. I have previously written about why these attacks are both illegal and unjust. See also insightful analyses by...
When will Apple release this critical new security update — what we know.
Suspects arrested over the theft of crown jewels from Paris' Louvre museum
Bragar Eagel & Squire, P.C. Litigation Partner Brandon Walker Encourages Investors Who Suffered Losses In Semler (SMLR) To Contact Him Directly To Discuss Their Options.
Bragar Eagel & Squire, P.C. Litigation Partner Brandon Walker Encourages Investors Who Suffered Losses In Dow To Contact Him Directly To Discuss Their Options
Catherine Connolly, a left-wing independent, has been elected as Ireland's president
The decisions fell mostly along party lines, with Trump touting on social media Wednesday that he had “won BIG” in Alaska in the last three presidential elections.
NXT Halloween Havoc 2025 proved to be a memorable event for Blake Monroe. The Glamour went on to defeat Zaria to win the NXT Women’s[.........]The post Blake Monroe Reacts After Winning Women’s North American Title At NXT Halloween Havoc appeared first on 411MANIA | Wrestling News, WWE & AEW Results.
Yoshinobu Yamamoto looks to have earned his paycheck — and then some — in the World Series.
A turbulent regular season for Pittsburgh Riverhounds soccer came to an end Saturday in front of a chilly crowd of 5,067 fans at Highmark Stadium. After 29 games, the local 11 held down 43 points and a fourth-place slot in the Eastern Conference standings of the USL Championship.
RALEIGH, N.C. (WNCN) -- Earlier this week, the Eta Sigma Chapter of Phi Beta Sigma had an engaging visit to CBS 17, bringing along their Sigma Beta Club students for an insightful tour. During their time at the TV station, the group had the opportunity to interact with CBS 17 Weekend Anchor Greg Funderburg and [...]