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GETTYSBURG, Pa., April 24, 2025 (GLOBE NEWSWIRE) -- ACNB Corporation (NASDAQ: ACNB) ("ACNB" or the "Corporation"), financial holding company for ACNB Bank and ACNB Insurance Services, Inc., announced a net loss of $272 thousand, or $0.03 diluted loss per share, for the three months ended March 31, 2025 compared to net income of $6.8 million, or $0.80 diluted earnings per share, for the three months ended March 31, 2024 and compared to net income of $6.6 million, or $0.77 diluted earnings per share, for the three months ended December 31, 2024.Financial results for the three months ended March 31, 2025 were impacted by two discrete items that were related to the acquisition of Traditions Bancorp, Inc. ("Traditions"): a provision for credit losses on non- purchase credit deteriorated ("PCD") loans of $4.2 million, net of taxes, and merger-related expenses, net of taxes, totaling $6.2 million.2025 First Quarter HighlightsACNB closed the acquisition of Traditions effective February 1, 2025 ("Acquisition"). This strategic acquisition will result in a premier community bank that is locally headquartered, managed, and focused.Traditions contributed, after acquisition accounting adjustments, $877.7 million in assets, $648.5 million in loans and $741.5 million in deposits at the Acquisition date.Fully taxable equivalent ("FTE") net interest margin was 4.07% for the three months ended March 31, 2025 compared to 3.81% for the three months ended December 31, 2024 and 3.77% for the three months ended March 31, 2024. The accretion impact of acquisition accounting adjustments on loans and deposits from the Acquisition was $1.5 million for the three months ended March 31, 2025.The allowance for credit losses was $24.6 million at March 31, 2025 compared to $17.3 million at December 31, 2024 and $20.2 million at March 31, 2024. The increases from both prior periods were driven primarily by an initial allowance for credit losses of $5.5 million for non-PCD loans and $1.5 million for accruing PCD loans at the Acquisition date.Tangible common equity to tangible assets ratio1 of 9.33% at March 31, 2025 compared to 10.72% at December 31, 2024 and 9.61% at March 31, 2024. The net unrealized loss on the available for sale securities portfolio was $39.7 million at March 31, 2025 compared to a net unrealized loss of $47.7 million at December 31, 2024 and a net unrealized loss of $53.0 million at March 31, 2024.As announced on Form 8-K on April 23, 2025, the Board of Directors approved and declared a regular quarterly cash dividend of $0.34 per share of ACNB Corporation common stock for the second quarter, reflecting a $0.02, or 6.3%, increase over the same quarter of 2024. ACNB repurchased 75,872 shares of ACNB common stock in open market transactions during the three months ended March 31, 2025."At ACNB Corporation, we remain focused on executing our strategic plan to be the community bank of choice in the markets that we serve by building relationships and finding solutions for our customers. As a result, we are pleased to share our first quarter operating results. The quarter represents a solid start to a new year and exciting opportunities for our future," said James P. Helt, ACNB Corporation President and Chief Executive Officer."We are pleased and excited to welcome Traditions Bancorp, Inc. shareholders, employees and customers to the ACNB family as we successfully completed our acquisition in the first quarter. In addition, at the close of the acquisition, three former Traditions directors, Eugene J, Draganosky, Elizabeth F. Carson and John M. Polli joined the Boards of Directors of ACNB Corporation and ACNB Bank. We believe this combination brings together organizations that are unified by a shared vision to banking to create an even stronger community bank and substantially enhance our presence in York and Lancaster counties."Mr. Helt continued, "We are cautiously optimistic for the remainder of 2025 in spite of the uncertain economic headwinds as a result of ongoing tariff turmoil. We are not only focused on the challenges, but also the exciting opportunities that lie ahead and are fully committed to the continued growth and profitability of ACNB Corporation and to enhancing long term shareholder value."Acquisition UpdateDuring the first quarter of 2025, ACNB acquired Traditions, holding company for Traditions Bank, York, Pennsylvania. Traditions was merged with and into a wholly-owned subsidiary of ACNB Corporation immediately followed by the merger of Traditions Bank with and into ACNB Bank effective February 1, 2025. ACNB Bank is operating the former Traditions Bank offices as "Traditions Bank, A Division of ACNB Bank". The acquisition method of accounting was used to account for the acquisition. ACNB recorded the assets and liabilities of Traditions at their respective fair values as of February 1, 2025. The transaction was valued at approximately $83.8 million and substantially expanded ACNB's footprint in the York and Lancaster, Pennsylvania markets. Traditions contributed, after acquisition accounting adjustments, $877.7 million in assets, $648.5 million in loans and $741.5 million in deposits at the Acquisition date. The excess of the merger consideration over the fair value of Traditions assets acquired and liabilities assumed resulted in goodwill of $20.3 million.As of March 31, 2025, total acquisition accounting adjustments on loans were $24.5 million. The majority of the loan acquisition accounting adjustments are expected to accrete back through as income as loans pay off or mature. Total acquisition accounting adjustments on time deposits were $226 thousand as of March 31, 2025. The acquisition accounting adjustments on time deposits are expected to amortize as an expense over the life of the time deposits. The core deposit intangible was $18.3 million as of March 31, 2025.________________________________________1 Non-GAAP financial measure. Please refer to the calculation on the page titled "Non-GAAP Reconciliation" at the end of this document.The core deposit intangible is expected to amortize as an expense over an expected life of 10 years using sum of the year's digits method. The acquisition accounting adjustments are subject to refinement for up to one year from the acquisition date as allowable by U.S. Generally Accepted Accounting Principles ("GAAP").ACNB recorded an allowance for credit losses of $6.9 million at the Acquisition date, comprised of $5.5 million for non-PCD loans, which was recognized through the provision for credit losses, and $1.5 million for accruing PCD loans, which was recognized as an acquisition accounting adjustment to the amortized cost basis of the acquired loans.ACNB completed, following the Acquisition date, the sale of approximately $98.0 million of Traditions' investments with a yield of 5.03%. With the proceeds from the sale, ACNB paid off $40.2 million of Federal Home Loan Bank ("FHLB") borrowings with a cost of 4.73% and invested the remainder of the proceeds into investment securities with a yield of 5.07%.ACNB's financial results for any periods ended prior to February 1, 2025 reflect ACNB on a standalone basis. As a result, ACNB's financial results for the three months ended March 31, 2025 may not be directly comparable to prior reported periods.Net Interest Income and MarginNet interest income for the three months ended March 31, 2025 totaled $27.1 million, an increase of $6.5 million from the three months ended March 31, 2024 and an increase of $6.0 million from the three months ended December 31, 2024. The increases were driven primarily by the Acquisition. The FTE net interest margin for the three months ended March 31, 2025 was 4.07%, a 30 basis points increase from the three months ended March 31, 2024 and a 26 basis points increase from the three months ended December 31, 2024. The accretion impact of acquisition accounting adjustments on loans and deposits from the Acquisition was $1.5 million for the three months ended March 31, 2025. For the three months ended March 31, 2025, total average loans increased $499.3 million compared to three months ended March 31, 2024 and increased $461.3 million compared to the three months ended December 31, 2024. The yield on total loans was 6.08% for the three months ended March 31, 2025, an increase of 71 basis points compared to the three months ended March 31, 2024 and an increase of 47 basis points from the three months ended December 31, 2024. The increases in total average loans and yields on total loans were driven primarily by the Acquisition. For the three months ended March 31, 2025, total average interest-bearing deposits increased $421.8 million from the three months ended March 31, 2024 and increased $406.8 million from the three months ended December 31, 2024. The average rate paid on interest-bearing deposits was 1.38% for the three months ended March 31, 2025, an increase of 73 basis points from the three months ended March 31, 2024 and an increase of 42 basis points from the three months ended December 31, 2024. The increases in average interest-bearing deposits and average rate paid on interest-bearing deposits were driven primarily by the Acquisition. For the three months ended March 31, 2025, total average noninterest-bearing demand deposits increased $26.3 million from the three months ended March 31, 2024 and increased $48.0 million from the three months ended December 31, 2024. The increase in total average noninterest-bearing demand deposits was driven primarily by the Acquisition.Noninterest IncomeNoninterest income for the three months ended March 31, 2025 was $7.2 million, an increase of $1.5 million from the three months ended March 31, 2024 and an increase of $1.4 million from the three months ended December 31, 2024. Gain from mortgage loans held for sale for the three months ended March 31, 2025 was $855 thousand, an increase $807 thousand from the three months ended March 31, 2024 and increase of $748 thousand from the three months ended December 31, 2024. Earnings on investment in bank-owned life insurance for the three months ended March 31, 2025 was $580 thousand, an increase of $103 thousand from the three months ended March 31, 2024 and increase of $74 thousand from the three months ended December 31, 2024. The increases in gain from mortgage loans held for sale and earnings on investment in bank-owned life insurance for three months ended March 31, 2025 compared to the three months ended March 31, 2024 and three months ended December 31, 2024 were driven primarily by the Acquisition. Wealth management income was $1.1 million for the three months ended March 31, 2025, an increase of $98 thousand from three months ended March 31, 2024 and an increase of $53 thousand from the three months ended December 31, 2024. The increases in wealth management income were driven primarily by increased sales activity and market performance. Gain on life insurance proceeds was $254 thousand for the three months ended March 31, 2025 as a result of a death benefit paid on a life insurance policy.Noninterest ExpenseNoninterest expense for the three months ended March 31, 2025 increased $11.7 million from the three months ended March 31, 2024 and increased $10.9 million from the three months ended December 31, 2024. The increases were driven primarily by the Acquisition. Merger-related expense totaled $8.0 million for the three months ended March 31, 2025 compared to none for the three months ended March 31, 2024 and $885 thousand for the three months ended December 31, 2024. Salaries and employee benefits expense increased $1.7 million during the three months ended March 31, 2025 compared to the three months ended March 31, 2024 and increased $2.5 million compared to three months ended December 31, 2024 driven primarily by higher base wages as a result of the Acquisition, higher restricted stock compensation and higher payroll taxes. Net occupancy increased $312 thousand for the three months ended March 31, 2025 compared to the three months ended March 31, 2024 and increased $346 thousand compared to three months ended December 31, 2024 driven primarily by the Acquisition and higher snow removal costs. Equipment expense increased $551 thousand for the three months ended March 31, 2025 compared to the three months ended March 31, 2024 driven primarily by the Acquisition. Equipment expense decreased $44 thousand for the three months ended March 31, 2025 compared to the three months ended December 31, 2024 as the prior quarter included incremental expenses of $355 thousand for the purchase of office equipment related to Acquisition. Intangible assets amortization increased $536 thousand during the three months ended March 31, 2025 compared to the three months ended March 31, 2024 and increased $553 thousand compared to the three months ended December 31, 2024 driven by the Acquisition.Loans and Asset QualityTotal loans outstanding were $2.32 billion at March 31, 2025, an increase of $639.3 million from December 31, 2024 and an increase of $657.2 million from March 31, 2024. The increases from both December 31, 2024 and March 31, 2024 were driven primarily by the Acquisition. The allowance for credit losses was $24.6 million at March 31, 2025, an increase of $7.4 million compared to December 31, 2024 and $4.5 million compared to March 31, 2024. The increase was driven primarily by an initial $5.5 million allowance for credit losses for non-PCD loans, which was recognized through the provision for credit losses, and a $1.5 million allowance for credit loss for accruing PCD loans, which was recognized as an acquisition accounting adjustment to the amortized cost basis of the acquired loans, at the Acquisition date. Reversal of $480 thousand was booked to unfunded commitments for the three months ended March 31, 2025 compared to a provision of $44 thousand and a reversal of $151 thousand for the three months ended December 31, 2024 and March 31, 2024, respectively.Non-performing loans were $10.0 million, or 0.43%, of total loans, net of unearned income, at March 31, 2025 compared to $6.8 million, or 0.40%, of total loans at December 31, 2024 and $3.9 million, or 0.24%, of total loans at March 31, 2024. The increase in non-performing loans at March 31, 2025 compared to March 31, 2024 was driven primarily by one long-standing commercial relationship in the healthcare industry, comprised of both owner-occupied commercial real estate and commercial and industrial loans, that moved into non-performing loan status during 2024 and by the Acquisition. The increase in non-performing loans at March 31, 2025 compared to the three months ended December 31, 2024 was driven primarily by the Acquisition. Annualized net charge-offs for the three months ended March 31, 2025 were 0.01% of total average loans compared to 0.04% for the three months ended December 31, 2024 and 0.00% for the three months ended March 31, 2024.Deposits and BorrowingsTotal deposits totaled $2.54 billion at March 31, 2025, an increase of $747.5 million from December 31, 2024 and an increase of $704.8 million from March 31, 2024. Included in total deposits at March 31, 2025 were $1.98 billion of interest-bearing deposits, which increased $636.3 million from December 31, 2024 and increased $641.7 million from March 31, 2024. Time deposits, included in interest-bearing deposits, increased $204.1 million and $219.8 million since December 31, 2024 and March 31, 2024, respectively. In January 2025, ACNB Bank issued $20.0 million in brokered time deposits to offset seasonal fluctuations in commercial deposits during the quarter, and ACNB assumed, as a result of the Acquisition, $15.0 million of brokered time deposits of which $5.0 million matured in February 2025. Total noninterest-bearing deposits were $562.7 million at March 31, 2025 compared to $451.5 million at December 31, 2024 and $499.6 million at March 31, 2024. The increases in total deposits, interest-bearing deposits, time deposits and noninterest-bearing deposits were driven primarily by the Acquisition.Total borrowings were $299.5 million at March 31, 2025, an increase of $28.4 million compared to December 31, 2024 and an increase of $26.9 million compared to March 31, 2024. The increases in total borrowings were driven primarily by general balance sheet management.Stockholders' EquityTotal stockholders' equity was $386.9 million at March 31, 2025 compared to $303.3 million at December 31, 2024 and $279.9 million at March 31, 2024. The increase at March 31, 2025 compared to December 31, 2024 and March 31, 2025 was driven primarily by the equity issued in the Acquisition slightly offset by dividends paid of $3.4 million, common stock repurchased of $3.1 million and a $272 thousand net loss for the three months ended March 31, 2025. Tangible book value1 per share was $28.23, $29.51 and $26.70 at March 31, 2025, December 31, 2024 and March 31, 2024, respectively. ACNB repurchased 75,872 shares of ACNB common stock in open market transactions during the three months ended March 31, 2025. As of March 31, 2025, there were 111,795 shares remaining under the current previously disclosed plan.________________________________________1 Non-GAAP financial measure. Please refer to the calculation on the page titled "Non-GAAP Reconciliation" at the end of this document.About ACNB CorporationACNB Corporation, headquartered in Gettysburg, PA, is the $3.27 billion financial holding company for the wholly-owned subsidiaries of ACNB Bank, Gettysburg, PA, and ACNB Insurance Services, Inc., Westminster, MD. Originally founded in 1857, ACNB Bank serves its marketplace with banking and wealth management services, including trust and retail brokerage, via a network of 33 community banking offices and one loan office located in the Pennsylvania counties of Adams, Cumberland, Franklin, Lancaster and York, and the Maryland counties of Baltimore, Carroll and Frederick. ACNB Insurance Services, Inc. is a full-service insurance agency with licenses in 46 states. The agency offers a broad range of property, casualty, health, life and disability insurance serving personal and commercial clients through office locations in Westminster, MD and Gettysburg, PA. For more information regarding ACNB Corporation and its subsidiaries, please visit investor.acnb.com.SAFE HARBOR AND FORWARD-LOOKING STATEMENTS - Should there be a material subsequent event prior to the filing of the Quarterly Report on Form 10-Q with the Securities and Exchange Commission, the financial information reported in this press release is subject to change to reflect the subsequent event. In addition to historical information, this press release may contain forward-looking statements. Examples of forward-looking statements include, but are not limited to, (a) projections or statements regarding future earnings, expenses, net interest income, other income, earnings or loss per share, asset mix and quality, growth prospects, capital structure, and other financial terms, (b) statements of plans and objectives of Management or the Board of Directors, and (c) statements of assumptions, such as economic conditions in the Corporation's market areas. Such forward-looking statements can be identified by the use of forward-looking terminology such as "believes", "expects", "may", "intends", "will", "should", "anticipates", or the negative of any of the foregoing or other variations thereon or comparable terminology, or by discussion of strategy. Forward-looking statements are subject to certain risks and uncertainties such as national, regional and local economic conditions, competitive factors, and regulatory limitations. Actual results may differ materially from those projected in the forward-looking statements. Such risks, uncertainties, and other factors that could cause actual results and experience to differ from those projected include, but are not limited to, the following: short-term and long-term effects of inflation and rising costs on the Corporation, customers and economy; banking instability caused by bank failures and financial uncertainty of various banks which may adversely impact the Corporation and its securities and loan values, deposit stability, capital adequacy, financial condition, operations, liquidity, and results of operations; effects of governmental and fiscal policies, as well as legislative and regulatory changes; effects of new laws and regulations (including laws and regulations concerning taxes, banking, securities and insurance) and their application with which the Corporation and its subsidiaries must comply; impacts of the capital and liquidity requirements of the Basel III standards; effects of changes in accounting policies and practices, as may be adopted by the regulatory agencies, as well as the Financial Accounting Standards Board and other accounting standard setters; ineffectiveness of the business strategy due to changes in current or future market conditions; future actions or inactions of the United States government, including the effects of short-term and long-term federal budget and tax negotiations and a failure to increase the government debt limit or a prolonged shutdown of the federal government; effects of economic conditions particularly with regard to the negative impact of any pandemic, epidemic or health-related crisis and the responses thereto on the operations of the Corporation and current customers, specifically the effect of the economy on loan customers' ability to repay loans; effects of competition, and of changes in laws and regulations on competition, including industry consolidation and development of competing financial products and services; inflation, securities market and monetary fluctuations; risks of changes in interest rates on the level and composition of deposits, loan demand, and the values of loan collateral, securities, and interest rate protection agreements, as well as interest rate risks; difficulties in acquisitions and integrating and operating acquired business operations, including information technology difficulties; challenges in establishing and maintaining operations in new markets; effects of technology changes; effects of general economic conditions and more specifically in the Corporation's market areas; failure of assumptions underlying the establishment of reserves for credit losses and estimations of values of collateral and various financial assets and liabilities; acts of war or terrorism or geopolitical instability; disruption of credit and equity markets; ability to manage current levels of impaired assets; loss of certain key officers; ability to maintain the value and image of the Corporation's brand and protect the Corporation's intellectual property rights; continued relationships with major customers; and, potential impacts to the Corporation from continually evolving cybersecurity and other technological risks and attacks, including additional costs, reputational damage, regulatory penalties, and financial losses. Management considers subsequent events occurring after the balance sheet date for matters which may require adjustment to, or disclosure in, the consolidated financial statements. The review period for subsequent events extends up to and including the filing date of the Corporation's consolidated financial statements when filed with the SEC. Accordingly, the financial information in this announcement is subject to change. We caution readers not to place undue reliance on these forward-looking statements. They only reflect Management's analysis as of this date. The Corporation does not revise or update these forward-looking statements to reflect events or changed circumstances. Please carefully review the risk factors described in other documents the Corporation files from time to time with the SEC, including the Annual Reports on Form 10-K and Quarterly Reports on Form 10-Q. Please also carefully review any Current Reports on Form 8-K filed by the Corporation with the SEC.ACNB #2025-10April 24, 2025 ACNB Corporation Financial HighlightsSelected Financial Data by Respective Quarter End(Unaudited) (Dollars in thousands, except per share data)March 31, 2025December 31, 2024September 30, 2024June 30, 2024March 31, 2024BALANCE SHEET DATA Assets$ 3,270,041 $ 2,394,830 $ 2,420,914 $ 2,457,753 $ 2,414,288 Investment securities 521,306 459,472 483,604 483,868 490,626 Total loans, net of unearned income 2,322,209 1,682,910 1,677,112 1,679,600 1,664,980 Allowance for credit losses (24,646) (17,280) (17,214) (17,162) (20,172) Deposits 2,540,009 1,792,501 1,791,317 1,838,588 1,835,224 Allowance for unfunded commitments 1,883 1,394 1,349 1,310 1,569 Borrowings 299,531 271,159 293,091 304,286 272,605 Stockholders' equity 386,883 303,273 306,755 289,331 279,920 INCOME STATEMENT DATA Interest and dividend income$ 36,290 $ 27,381 $ 27,241 $ 26,869 $ 25,974 Interest expense 9,200 6,269 6,299 5,905 5,381 Net interest income 27,090 21,112 20,942 20,964 20,593 Provision for (reversal of) credit losses 5,968 249 81 (2,990) 223 (Reversal of) provision for unfunded commitments (480) 44 40 (259) (151) Net interest income after provisions for (reversal of) credit losses and unfunded commitments 21,602 20,819 20,821 24,213 20,521 Noninterest income 7,184 5,803 6,833 6,427 5,667 Noninterest expenses 29,335 18,388 18,244 16,391 17,662 (Loss) income before income taxes (549) 8,234 9,410 14,249 8,526 Income tax (benefit) expense (277) 1,639 2,206 2,970 1,758 Net (loss) income$ (272) $ 6,595 $ 7,204 $ 11,279 $ 6,768 PROFITABILITY RATIOS Total loans, net of unearned income to deposits 91.43 % 93.89 % 93.62 % 91.35 % 90.72 %Return on average assets (annualized) (0.04) 1.08 1.17 1.86 1.12 Return on average equity (annualized) (0.31) 8.57 9.63 16.12 9.76 Efficiency ratio1 60.13 63.83 60.56 58.61 66.18 FTE Net interest margin 4.07 3.81 3.77 3.82 3.77 Yield on average earning assets 5.45 4.93 4.90 4.89 4.74 Yield on investment securities 2.91 2.58 2.59 2.65 2.70 Yield on total loans 6.08 5.61 5.56 5.53 5.37 Cost of funds 1.45 1.19 1.19 1.12 1.02 PER SHARE DATA Diluted (loss) earnings per share$ (0.03) $ 0.77 $ 0.84 $ 1.32 $ 0.80 Cash dividends paid per share 0.32 0.32 0.32 0.32 0.30 Tangible book value per share1 28.23 29.51 29.90 27.82 26.70 CAPITAL RATIOS2Tier 1 leverage ratio 11.81 % 12.52 % 12.46 % 12.25 % 11.91 %Common equity tier 1 ratio 13.65 16.27 16.07 15.78 15.40 Tier 1 risk based capital ratio 13.86 16.56 16.36 16.07 15.69 Total risk based capital ratio 15.45 18.36 18.15 17.86 17.68 CREDIT QUALITY Net charge-offs to average loans outstanding (annualized) 0.01 % 0.04 % 0.01 % 0.00 % 0.00 %Total non-performing loans to total loans, net of unearned income3 0.43 0.40 0.39 0.19 0.24 Total non-performing assets to total assets4 0.32 0.30 0.29 0.14 0.18 Allowance for credit losses to total loans, net of unearned income 1.06 1.03 1.03 1.02 1.21 ________________________________________1 Non-GAAP financial measure. Please refer to the calculation on the page titled "Non-GAAP Reconciliation" at the end of this document.2 Regulatory capital ratios as of March 31, 2025 are preliminary.3 Non-performing Loans consists of loans on nonaccrual status and loans greater than 90 days past due and still accruing interest.4 Non-performing Assets consists of Non-performing Loans and Foreclosed assets held for resale. Consolidated Statements of Condition(Unaudited) (Dollars in thousands, except per share data)March 31, 2025December 31, 2024March 31, 2024ASSETS Cash and due from banks$ 23,422 $ 16,352 $ 17,395 Interest-bearing deposits with banks 100,141 Full story available on Benzinga.com
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Devotees of the human figure, Cecily Brown and Christina Ramberg turn the Benjamin Franklin Parkway into a showplace for the female gaze.
Reid Davenport says he began making documentaries to confront the ableism he faced every day. When a college adviser discouraged him from applying for a study abroad program in Florence because the city wasn’t wheelchair accessible, Davenport responded by picking up a camera. The resulting film, 2013’s “Wheelchair Diaries,” explored the lack of accessibility in [...]
Reid Davenport says he began making documentaries to confront the ableism he faced every day.
RuPaul’s Drag Race album and Pose star Jiggly Caliente is facing a severe infection. The 44-year-old drag entertainer’s leg was amputated after “a serious health setback” over the past month, her family confirmed. In a social media statement on Thursday (April 24), Jiggly‘s family – using her real name, Bianca Castro, revealed that “due to [...]
Where the wave of second-tier quarterback prospects sends those players will be one of this draft’s top storylines, and teams are doing work on forging reasonable paths to securing QB real estate.
Edwin McCain’s net worth in 2025 continues to be a topic of interest, especially among fans who’ve followed his heartfelt music for decades. McCain established himself in the singer-songwriter realm with his heartfelt vocals and acoustic approach. His emotionally resonant lyrics, relentless touring, and loyal fan base have sustained his enduring appeal. Below is a [...]The post Edwin McCain’s Net Worth 2025: How Much Money Does He Make? appeared first on ComingSoon.net - Movie Trailers, TV & Streaming News, and More.
Interactive Brokers Group (NASDAQ:IBKR) has outperformed the market over the past 15 years by 5.76% on an annualized basis producing an average annual return of 16.41%. Currently, Interactive Brokers Group has a market capitalization of $18.25 billion. Buying $100 In IBKR: ...Full story available on Benzinga.com
BANGKOK (AP) — China on Thursday denied any suggestion that it was in active negotiations with the administration of U.S. President Donald Trump over tariffs, saying that any notion of progress in the matter was as groundless as “trying to...
Avalanche Studios has confirmed that Hogwarts Legacy on Nintendo Switch 2 is a new build of the game with "next-generation assets" instead of using the Switch port as a foundation for development. However, this means there isn't a Switch 2 Edition upgrade pathway for players who already own the RPG on Switch, like there is with The Legend of Zelda: Breath of the Wild and Super Mario Party Jamboree.On YouTube, Avalanche's VP of technology Rob Nelson explained that it wasn't an easy choice regarding how to bring Hogwarts Legacy to Switch 2. "So for Nintendo Switch 2, we had a decision to make whether we were going to do an up-port from Nintendo Switch or start with next-generation assets," Nelson said in the Creator's Voice video (seen below). "That was a difficult decision because the easy path would have been to do the up-port from Nintendo Switch. But we felt like we were able to create a better realization of our world by starting with the next-generation assets. And we're really happy that we were able to deliver that." While this should mean better visuals on Switch 2, the downside comes down to the apparent lack of an upgrade path for current owners of Hogwarts Legacy on Switch. For instance, Zelda: Breath of the Wild owners can pay $10 to upgrade to a prettier Switch 2 Edition. It looks like a brand-new, full-priced purchase of Hogwarts Legacy will be required on Switch 2. That said, there is a chance that the original Switch version of Hogwarts Legacy could get a performance boost on Switch 2.Continue Reading at GameSpot
The national park known for its desert sees over five million visitors on an average year.
Merck & Co. Inc (NYSE:MRK) reported the first-quarter 2025 adjusted earnings of $2.22 per share, up 7% year over year (+12% on constant currency), beating the consensus of $2.14.Merck reported quarterly sales of $15.53 billion, beating the consensus of $15.31 billion.Sales declined 2% on a reported basis but increased 1% on a constant currency basis.Also Read: Merck Signs Nearly $500 Million Licensing Deal With Austria-Based Cyprumed For Tablet-Based Peptide DeliveryThe pharmaceutical unit booked $13.64 billion in revenue, down 3% year over year (-1% excluding exchange), driven by declines in vaccines, virology, and immunology, partially offset by growth in oncology, cardiology, and diabetes.Keytruda sales increased 4% (+6% on constant currency) to $7.21 billion, driven by increased global uptake in Full story available on Benzinga.com
Nazareth and Freedom have two of the best teams in Eastern Pennsylvania Conference baseball and softball.
Tariff worries continue hanging over companies as they try to provide guidance on their path ahead.
We recently published a list of Louis Navellier’s 10 Stock Picks with Huge Upside Potential. In this article, we are going to take a look at where Toll Brothers, Inc. (NYSE:TOL) stands against other Louis Navellier’s stock picks with huge upside potential. Navellier & Associates is an independent money management firm founded in 1987 by renowned [...]
The Islanders will interview Devils assistant general manager Kate Madigan as part of their search to replace Lou Lamoriello at the helm of the front office, Newsday’s Andrew Gross reports.
Full NFL Draft profile for left guard Donovan Jackson of Ohio State University
Getty ImageWill Smith? Queen Latifah? Ludacris? They got nothing on Quavo, claims Quavo.
A Minecraft Movie is doing big business in theaters, and now you can drink Minecraft milk, if that's something that sounds appealing to you. But be warned--the new milk includes a food dye that the US government is planning to phase out soon.TruMoo has announced limited-edition Minecraft Vanilla Green milk AKA "Creeper Milk," along with Minecraft Chocolate milk. They're both now in stores in the US through June 30.The Minecraft Vanilla Green milk uses Blue 1, a food dye that the US government plans to phase out by the end of 2026. This could make the Minecraft milk something of a collector's item, except everyone knows milk does not age well. Not everyone agrees about food dyes and their health risks. Continue Reading at GameSpot
The New York Times’ ‘The Daily’ Hires Two New Co-Hosts to Join Michael Barbaro (Exclusive) The Hollywood Reporter
The New Orleans Saints were hoping for clarity on Derek Carr's injured throwing shoulder before the draft, but NFL Network reports no news is coming.
Over 54 percent of surveyed Paradox employees stated that an unpopular return-to-office policy at the Crusader Kings III and Stellaris developer may make them leave the company.
Your one-stop-shop on everything revolving around Sanders leading up to the 2025 NFL Draft
SportsLine's model nailed its +9360 MLB HR parlay picks on Wednesday. Use its MLB picks for sportsbook promotions like the DraftKings No Sweat Home Run bet on Thursday
BRUSSELS (AP) — NATO Secretary-General Mark Rutte on Thursday urged the 32 member nations to devote more funds, equipment and political energy to the world’s biggest military alliance, as the United States steps back from its leading security role in Europe. “In 2025, we need to significantly increase our efforts to ensure NATO remains a [...]
We’re just weeks away from WWDC, and today a new rumor has offered fresh details regarding what Apple has in store for iPadOS 19 and its macOS-like upgrades, including a menu bar and ‘Stage Manager 2.0.’ more...
Looking for streaming recommendations? The last seasons of 'Andor' and 'You' are coming to Disney+ and Netflix, and 'Hacks' is airing new episodes on Max. 'Conclave' also has renewed interest following Pope Francis's death.
Rest Recovery Wellness in Chandler offers several wellness and anti-aging modalities under one roof. To learn more visit RestRecoveryWellness.com or call 602-478-5838
The launch of the Nintendo Switch 2 could earn Nintendo the crown for the biggest launch in gaming console history, beating the PS4 and PS5. Continue reading at TweakTown >
By I. Edwards HealthDay ReporterTHURSDAY, April 24, 2025 (Health Day News) — Fewer babies are being born in the U.S., and experts are worried what...
The Hollywood Reporter’s latest “Person of Interest” is the 24-year-old British singer-songwriter — a rising star in the pop scene — who fully leans into her creativity: “Let me just mess around for a bit and see what comes out.”
Pearson airport was placed on lockdown after a shooting with witnesses reporting one person has been presumed dead and six shots were reportedly fired as police stormed the terminal.
The world of dance will be explored during the All-America Concert Band's final concert of the season, which will take place Sunday at Morningside University's Eppley Auditorium.
SAP's finance chief, Dominik Asam, hopes tariffs are a "wake-up call" that can kickstart Europe into building more tech giants.
La banda tejana interpretó “Un x100to”, “Hecha pa’ mi", “Ángel”, “Por qué será” y “El amor de su vida”.
Russia struck Kyiv with an hourslong barrage of missiles and drones in the deadliest assault on the city since last July.
Russia struck Kyiv with an hourslong barrage of missiles and drones in the deadliest assault on the city since last July.
Germany's economy is expected to post zero growth this year, outgoing Economy Minister Robert Habeck said Thursday, blaming US President Donald Trump's sweeping tariffs.
Gwen Stefani admits to having a ‘third party’ in Blake Shelton marriage Page SixGwen Stefani admits having ‘third party’ involved is key in happy marriage to Blake Shelton New York PostGwen Stefani Reveals “Third Party” in Blake Shelton Marriage E! OnlineGwen Stefani says having 'third party' is crucial to happy marriage with Blake Shelton WKRCGwen Stefani reveals unexpected 'third party' involved in marriage to Blake Shelton hellomagazine.com
The latest Verizon DBIR landed this week with a startling statistic about the security posture of VPNs and network edge devices.The post Verizon DBIR Flags Major Patch Delays on VPNs, Edge Appliances appeared first on SecurityWeek.
Actress said John Mulaney's show came from the "spirit of crack" in hilarious live-reading
Penn Badgley says he still feels “love” for his former “Gossip Girl” co-stars, even if they aren’t in constant contact with one another.“Between us all, I think it’s an amicable silence. Like when you have, you know, roommates from college, you’re like, ‘Man, we loved going to school together’ and then you grow up, you sort of go in different ways. But I think there’s just, yeah, it’s just love for them all,” Badgley, 38, told E! News at the Season 5 premiere of his Netflix thriller “You” on April 23.Badgley, who played Dan Humphrey on the hit series that ran from 2007 to 2012, also shared his thoughts on the tragic death of late co-star Michelle Trachtenberg, who played the villainous Georgina Sparks.Badgely called Trachtenberg’s death at age 39 — which was caused by complications of diabetes mellitus — “really surreal” and “really saddening.”He also described Trachtenberg as someone with a “really pure heart.”“What I remember of her is she was incredibly quick to laugh,” said Badgley. “She was really joyous. We all have our ups and downs, our lights and shadows, but she had this, I mean, she was mature, but she had this childlike, joyous laugh.”Badgley also opened up this week about what a “struggle” it was to date co-star Blake Lively while the pair were portraying on-off couple Dan and Serena on the show.Badgley, who shares a son James, 4, and is expecting twins with wife Domino Kirke, recalled on the April 23 episode of the “Call Her Daddy” podcast that he felt consumed at the time by the pressures of being on a top-rated TV show.“When you do a television show, you’re doing it constantly because of the nature of that show,” said Badgley. “You feel like you’re constantly, even though no one may be actually asking you to do this, you feel like you’re constantly needing to prove yourself in some manner. Otherwise, what are you doing?”Badgley also said he believed that after six seasons, some viewers weren’t able to differentiate between him and Dan.“You’re seen as this person, you’re called their name out on the street. You also constantly have to be that person at work, and I was 20, I was 21, 22. So like I didn’t have the emotional maturity to understand, to differentiate myself just in terms of self-worth.”“There is not enough separation, I think, for anybody,” said Badgley.Badgley previously spoke glowingly about Lively in a February 2023 interview with Variety.The actor, who told the publication that he “didn’t want to be in television” during his time on “Gossip Girl,” said, “I was biding time a lot with Dan — I was not invested.”He recalled that it was “fun and fast-paced” time in his life until a “dark undercurrent” emerged later in his 20s.When Variety asked the actor if he’d struggled with substance abuse, he said he never did and gave credit to Lively for abstaining from alcohol herself.“Blake didn’t drink, and I think our relationship in some ways saved me from forcing myself to go down that road,” he said.This story first appeared on TODAY.com. More from TODAY:Mom shares the colorectal cancer symptoms that doctors dismissed as a postpartum issue for 5 yearsTiffany Haddish tears up talking about the ‘good hurt’ that comes from a loved one’s deathJay Leno opens up about being his wife Mavis’ caretaker amid dementia diagnosis: ‘I’m glad I didn’t cut and run’This story uses functionality that may not work in our app. Click here to open the story in your web browser.
Razer is announcing two new mice, the Pro Click V2 and Pro Click V2 Vertical Edition — the latter being Razer’s first vertical mouse design. Both mice are more ergonomic and productivity-focused than the usual gaming-first designs Razer is known for, but the $99.99 Pro Click V2 and $119.99 Vertical Edition feature the brand’s typical [...]
WAUKEGAN, Ill. (AP) — The man who admitted to a 2022 mass shooting at a suburban Chicago Independence Day parade refused to attend his sentencing hearing Thursday, a day after survivors and witnesses gave emotional testimony about how their lives...
America is a strong market for the GTI, but even we couldn't save the manual.
Dr. Bernard Schayes, a New York City-based physician in private practice with the Mount Sinai IPA and Northwell Health IPA, struggled with meeting the challenges in adopting value-based care.THE CHALLENGEEnsuring patients stayed up to date with essential screenings – such as colonoscopies, mammograms, annual physicals, diabetic and cholesterol screenings, Pap exams for younger patients, and depression screenings – was a constant challenge.Too often, patients missed these critical checkups due to a lack of reminders, scheduling difficulties or barriers related to social determinants of health."Coordinating this care manually was time-consuming and inefficient," Schayes said. "Our team had to track down patients, send reminders and follow up repeatedly – often with limited success. We also wanted to address SDOH factors, but without a streamlined system, gaps in care persisted – putting patients at risk and making it harder to meet value-based care goals.PROPOSALSchayes turned to AI-powered care coordination technology to help bridge these gaps by automating outreach, improving patient engagement and ensuring more seamless coordination. This technology allowed Schayes and his team to focus more on patient care rather than administrative burdens."The AI technology gathers pertinent historical data, including lab results, X-rays and healthcare encounters," he explained. "It reviews medical records and family history while leveraging predictive analytics to enhance patient outcomes. This approach enables and improves personalized care tailored to each individual while also leaving all final decisions with the doctor."MEETING THE CHALLENGE"The AI technology came in addition to my EHR because it can only read files, not write into them," he said. "AI mined the patient record and extracted useful data sets."Schayes said the best way to explain is with an example."We know if a patient has albumin in their urine, they are at a high risk to develop renal failure years into the future," he explained. "By intervening early, we can prevent dialysis. This applies to cholesterol levels, blood sugar (A1C) and many other data points."It is therefore crucial to find or at least identify those who are at high risk as early as possible," he continued. "This is where AI can be vital as it can find these trends early, much faster than a human can."AI also can read and interpret trends in EKGs with a predictive value to prevent cardiovascular disease much faster and better than a human can if it has clearly defined parameters, he added. In so doing, it can save a health system millions of dollars a year while also enabling doctors to be more proactive without adding to their already heavy workloads, he said.RESULTSFor Schayes, AI has helped close significant care gaps with efficient use of staff resources. This was achieved because AI identified care gaps – upon Schayes' approval – and gave staff the option of texting, e-mail or phone calls for outreach. This resulted in closing care gaps in an efficient, time-productive workflow, he reported.ADVICE FOR OTHERS"AI technology has the potential to improve patient care, remove tedious work for providers, and ultimately improve health outcomes on a population health basis," Schayes stated. "With its help, there will be a convergence between data and predictive analytics, and provider care delivery will improve patient outcomes as a result."My workflow has changed since employing AI," he continued. "I record my patient encounters in real time, with the patient's permission. I have a large microphone patients can see for full transparency. The AI platform records the visit and can ignore non-pertinent issues."It does a very good job of recording positive history, positive physical findings and vital signs, he added."The most important part is that I decide on the final diagnosis," he noted. "AI then generates a complete visit note and is far more accurate at inputting the correct codes, saving hours of tedious typing and entering data."AI puts past data in an easily accessible mode and its predictive analytic capability will only continue to improve," he concluded. "We are just at the beginning of a significant improvement for population health."Follow Bill's HIT coverage on LinkedIn: Bill SiwickiEmail him: [email protected] IT News is a HIMSS Media publication.WATCH NOW: Mount Sinai's new CDIO offers an inside look at her very full plate Enterprise Taxonomy: Value-based careQuality CareAnalyticsAICareData and Information
A whole lot of people were mad at Nintendo during its last Switch 2 showcase when it was revealed the console would cost $450. But did it matter?
Stranger Things but as a Saturday morning cartoon, anyone?
The rumored ultra-thin "iPhone 17 Air" model will be equipped with 12GB of RAM, according to the latest word from Ming-Chi Kuo.In a blog post today, the well-known Apple supply chain analyst said that the iPhone 17 Air, iPhone 17 Pro, and iPhone 17 Pro Max will all be equipped with 12GB of RAM. He previously only expected the iPhone 17 Pro Max to have 12GB of RAM, so this is good news for customers who will be purchasing the other models.Kuo said even the base-model iPhone 17 might be equipped with 12GB of RAM, but only if supply chain shortages can be overcome.All of the models in the iPhone 16 lineup are equipped with 8GB of RAM, so the jump to 12GB would be a significant increase. Increased RAM can contribute to improved performance for Apple Intelligence and multitasking.Even if the base-model iPhone 17 sticks with 8GB of RAM, Kuo said he expects all models in the iPhone 18 lineup to have 12GB of RAM.Kuo said the increased RAM will primarily benefit Apple suppliers Micron and SK Hynix.Apple should announce the iPhone 17 series in September.Related Roundups: iPhone 17, iPhone 17 Air, iPhone 17 ProTag: Ming-Chi KuoThis article, "iPhone 17 Air Now Rumored to Feature 12GB of RAM Like the Pro Models" first appeared on MacRumors.comDiscuss this article in our forums
Long wait is over for Cam Ward, Travis Hunter and other draft prospects about to join the NFL
Oblivion Remastered becomes a massive hit after surprise launch, tops Steam charts MintIs Oblivion Remastered on PS5, Game Pass, Nintendo Switch 2? The SpecGamers shocked as Elder Scrolls IV revealed and launched on same day Yahoo News CanadaElder Scrolls Oblivion Remaster VS. Original Graphics Comparison IGNGames Inbox: Is The Elder Scrolls 4: Oblivion Remastered overrated? MSN
A fight to limit the number of pets allowed in Saskatoon households has resulted in a loss for a woman hoping for change.
The latest viral trend on Instagram and TikTok has users asking ChatGPT to ‘roast me’ — and the results are hilarious, brutally honest, and totally addictive.
ChatGPT's Image Generator Is Coming to Adobe Firefly, Figma, More PCMagIntroducing our latest image generation model in the API OpenAIUnveiling GPT-image-1: Rising to new heights with image generation in Azure AI Foundry Microsoft AzureAdobe and Figma tools are getting ChatGPT’s upgraded image generation model The VergeOpenAI makes its upgraded image generator available to developers TechCrunch
People's perceptions of magic tricks and why they are effective are often in direct contrast to how magicians feel their performances are being received by their audiences, new research has suggested.
Negotiations between Iran and the United States over Tehran’s rapidly advancing nuclear program will move to what is known as the “expert level” as analysts say the talks are progressing. NBC News’ Richard Engel reports from Tehran that Iranians are receiving positive news from the talks.
China launches 3 astronauts to replace crew on Chinese space station
A Donald Trump-appointed judge ordered the administration to seek the return of a second man improperly deported to El Salvador.Maryland-based U.S. District judge Stephanie Gallagher ruled the administration had violated a legally binding court settlement from last year by deporting the 20-year-old to the Central American nation, reported Politico.The U.S. had agreed in that court-approved settlement not to deport migrants who arrived as unaccompanied minors until their asylum claims have been fully adjudicated.ALSO READ: 'Dictatorship, not a town hall': Families 'distraught' as MTG disruptors tased and jailedCourt papers identified the man as "Christian" and showed he had arrived in the U.S. as an unaccompanied minor and sought asylum in December 2022.That asylum claim was still pending when he was deported last month, according to reports.
Tethys Seaway — The Vanished Ocean That Completely Altered the Course of Life on Earth! The Daily GalaxyLong-lost land bridge may finally explain how – and where – humans migrated out of Africa BBC Science Focus MagazineHow activity in Earth's mantle led the ancient ancestors of elephants, giraffes, and humans into Asia and Africa Phys.orgA paper recently published in Nature Reviews Earth & Environment Geological survey of Israel www.gov.ilStudy Reveals How Elephants Crossed from Africa to Asia GreekReporter.com
5 classic science fiction novels written by scientists Big Think
The complex and evolving nature of the cyber domain requires that cybersecurity professionals have both technical skills and social intelligence. In a new article, researchers argue that cybersecurity educators need to share teaching resources to teach students critical technical and non-technical skills, and they describe a course they created that allows for such sharing to take place.
A new algorithm has been developed to simultaneously estimate multiple shortwave radiation components using data from China's Fengyun-3F satellite.
Major economies are overstating how much carbon their forests can absorb in a climate accounting fudge that could allow them to use even more fossil fuels, new research said Thursday.
An international summit on the future of energy security opened in London on Thursday with stark opposition from Washington, which called policies to phase out fossil fuels "harmful and dangerous".
China has launched three astronauts into space to replace the crew on the Chinese Tiangong space station, marking a further step in the country's ambitions for a crewed mission to the moon and explore Mars.
Innovative methods refine search for lunar ice Space DailyResearchers advance search for ice on the Moon Innovation News Network
Dark matter, the invisible stuff that scientists have determined makes up 85 percent of the mass in the universe, remains one of the biggest mysteries. For one, it can't be directly observed. The only way we know about its existence are its gravitational effects on stars and galaxies. As detailed in a paper published in the journal Nature, an international team of researchers proposes a new type of detector they liken to a "cosmic car radio," that could one day shed new light on the matter. Such a device would "tune in" to the frequency of axions, hypothetical particles that [...]
Researchers from Max Born Institute have demonstrated a successful way to control and manipulate nanoscale magnetic bits—the building blocks of digital data—using an ultrafast laser pulse and plasmonic gold nanostructures. The findings were published in Nano Letters.
China has limited US access, but other sources remain.
Texas filmmakers can use Paris for any production needs since the city received a Texas Film Friendly Designation title.
The defendant is also accused of trying to hit police officers with a stolen water truck.
Jimmy Butler is out for Game 2 vs. Rockets after a hard fall from a collision under the rim. He’s being evaluated for a pelvis contusion.
KYIV, Ukraine — President Donald Trump accused Ukrainian President Volodymyr Zelenskyy of prolonging the “killing field” on Wednesday after Zelenskyy pushed back on ceding Crimea to Russia in a potential peace plan.
The Los Angeles Kings have brought back the harmonica-playing senior citizens whose rendition of the U.S. national anthem caused a sensation before their playoff opener.
One woman in Baltimore County found her purpose in life after surviving a life-threatening battle with melanoma. Kelly O'Donnell Ware has spent the last fifteen years since then helping others through their cancer treatment."
(MENAFN - PR Newswire)STOCKHOLM, April 24, 2025 /PRNewswire/ -- Autoliv, Inc. (NYSE: ALV ) and (SSE: ALIVsdb) , a global leader in automotive safety, is entering a partnership with the ABB FIA ...